Now you can order with your FSA/HSA card

Order FSA/HSA-eligible items right to your door. New customers pay no delivery fee on your first 3 orders. You can add non-eligible items to your cart too.

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Get started with your FSA/HSA card

How to pay with your FSA/HSA card on Instacart

1. Add your FSA/HSA card

Go to your Account Settings to add your FSA/HSA card as a payment method. One FSA/HSA card per account.

2. Shop for eligible items

Eligible items, such as over the counter medications or skin care products, are marked with a “FSA/HSA” label. You can add non-eligible items to your cart too.

3. Check out with FSA/HSA

At checkout make sure FSA/HSA is selected as a payment method. We’ll charge your backup method for any non-eligible items.

Frequently asked questions about using FSA/HSA on Instacart

A Flexible Spending Account (FSA) is a pre-tax, employer-arranged savings account which you can spend on eligible medical expenses. For information on your FSA plan, contact your employer or plan provider.

A Health Savings Account (HSA) is a pre-tax savings account that lets you set aside funds to pay for eligible medical expenses. For information on your HSA plan, contact your employer or plan provider.

Items on Instacart that are commonly eligible for FSA/HSA plans will have an FSA/HSA tag, but your FSA/HSA plan provider can answer more specific questions.

Yes, and if you have an FSA/HSA provider, you can submit the receipt and work with them to reimburse eligible items.

Certain items and components of your order (like tip) are not considered eligible for FSA/HSA.

FSA/HSA eligible replacements will be charged on your FSA/HSA card up to the initially authorized amount. The rest (along with other ineligible items and charges) will go toward your backup payment method.
Use your FSA/HSA card

Instacart shoppers bring the store to you

Shoppers collect your items, contact you if a replacement is needed, and provide contactless delivery right to your door.